๐Ÿ† Canada's #1 Rated Digital Mortgage Platform

Canada's most trusted digital mortgage experience

Combining 5-star service with AI-powered innovation to find you the perfect rate in minutes. Save thousands with our proven expertise and cutting-edge technology.

What's your goal?

โญ 5.0 Star Rating
๐Ÿ›ก๏ธ Rate Guarantee
๐Ÿš€ 2-Min Pre-Approval

Smart Mortgage Calculator

Get instant payment estimates with our AI-powered calculator

Calculate Your Payment

๐Ÿ›ก๏ธ Rate Guaranteed
$
$
20.0%
%
25 years

Monthly Payment

$2,554
Principal & Interest $2,554
Property Tax (est.) $542
Insurance (est.) $163
Total Monthly $3,259

Loan Summary

๐Ÿค– AI-Optimized
Loan Amount $520,000
Total Interest $246,200
Total Paid $766,200
๐Ÿ’ฐ You could save $18,400 vs. national average

Why Choose TrueRate Digital?

The perfect combination of trusted expertise and innovative technology

๐Ÿ†

5-Star Trusted Service

Over 15,000 satisfied customers with an average 5.0-star rating. Our proven track record speaks for itself.

โญ 5.0/5 Rating ๐Ÿ“ˆ 15,000+ Customers
๐Ÿค–

AI-Powered Matching

Our advanced AI analyzes your profile and matches you with the perfect lender and rate in real-time.

โšก 2-Min Process ๐ŸŽฏ Perfect Matches
๐Ÿ›ก๏ธ

Rate Guarantee Promise

We guarantee your rate for 120 days and will match any competitor's rate or beat it by 0.1%.

๐Ÿ”’ 120-Day Lock ๐Ÿ’ฏ Best Rate Promise
๐Ÿš€

Lightning Fast Process

Get pre-approved in 2 minutes and close in as little as 18 days with our streamlined digital process.

โฑ๏ธ 2-Min Pre-Approval ๐Ÿ“‹ 18-Day Close

Canadian Mortgage Market at a Glance

Current, public market insights (illustrative)

40โ€“50%

Of new mortgages originated via brokers (Canada)

Mortgage Professionals Canada

+12%

Growth in Ontarioโ€‘licensed mortgage agents (2019โ€“2023)

FSRA Ontario

$193B

Ontario mortgages brokered in 2022 (approx.)

FSRA Ontario (2022)

Ready to experience the future of mortgages?

Join 15,000+ Canadians who've discovered the perfect blend of trust and innovation

2 min Pre-Approval
$400B+ Annual Mortgage Originations (Canada)
25 yrs Typical Amortization
5%+ Minimum Down Payment (owner-occupied)
Thank you! Your application has been submitted successfully. We'll contact you within 24 hours.

Start Your Mortgage Application

Get pre-approved in just 2 minutes with our secure online application

This field is required
This field is required
Please enter a valid email address
Please enter a valid phone number
This field is required
This field is required
This field is required
This field is required